This page is devoted to sharing factual information about significant issues affecting members of the Fairfield Glade Community Club. It is regularly updated as current issues are addressed, and resolved, and new issues emerge. Summary of issues are presented below. Click on the “more information” button for commentary, documents, and other details related to the specific issue.
FGCC and Declarant File Lawsuit Against Zuercher and Evans — The Fairfield Glade Community Club and Declarant Tom Anderson have filed a lawsuit against Board member Isaac Zuercher and Board candidate Bruce Evans. The suit claims the “abuse of confidential information for personal gain” and an effort to “sabotage plans for mass development of lots within Fairfield Glade.”
Click here to read the complaint.
Click here to read the full transcript of the August 21, 2026 hearing in the Tom Anderson and FGCC lawsuit against Board member Isaac Zuercher.
Paper Trail Giving Isaac Zuercher Ownership of the Scarborough Lane Lots
In 2024, Isaac Zuercher and then FGCC CFO Amy Kincaid worked together to enable Zuercher to purchase 13 lots on Scarborough Lane, ultimately leading to our Board of Directors approving the sale of the lots in question to Zuercher. Click here for the email exchange. Click here for the map of the lots in question provided by Kincaid to Zuercher. Click here for the email from FGCC employee Adrianne Salmond sharing the Board’s approval of Isaac Zuercher’s purchase of 13 lots on Scarborough Lane and Scarborough Drive. Click here for the official purchase agreement, giving Zuercher ownership of the lots.
The Evidence in Right in the Club’s Own Files — Attorney Robbyn Voyles has completed a detailed timeline and analysis, from the Community Club’s own files, that reveals the frivolity of the Club’s lawsuit against Board member Isaac Zuercher and Board candidate Bruce Evans.
Declarant's Lawsuit Against Zurich Homes and FGCC
On July 14, the Declarant, FGH Land Tennessee, LLC (owned by Tom Anderson), filed a lawsuit against Zurich Homes after Zurich began paving
Hanover Court, which is currently a gravel and crusher-run road. According to the lawsuit, the existing road improvements were previously paid for by the owners of 14 Hanover Court. Hanover Court is already home to two families. Zurich Homes purchased Lots 12 and 15 and has constructed homes on those properties. The two new homes will essentially complete the cul de sac.
The lawsuit centers on the Declarant’s authority under Article VI, Section 3 of the Fairfield Glade Covenants, Conditions, and Restrictions (C&Rs). The Declarant contends that this provision gives it the exclusive authority to determine when roads will be constructed or improved within Fairfield Glade.
The Fairfield Glade Community Club was also named as a defendant. According to the complaint, the Declarant first asked the Club to stop Zurich’s work. The Club declined to take legal action to prevent the paving, although Attorney Ken Chadwell did send Zurich a cease-and-desist letter.
Notably, the Declarant is not arguing that paving Hanover Court would be harmful or that the project lacks merit. Instead, the dispute is about who has the authority to decide when and where road improvements may occur. The Declarant’s position is that those decisions rest exclusively with the Declarant—not with the Club, developers, homeowners, or other parties.
For many years, non-Declarant developers and homebuilders, including companies such as Zurich Homes, have participated in improving roads within Fairfield Glade. The current lawsuit reflects what appears to be a recent assertion by the Declarant that no road improvements may proceed without its approval.
Whether that interpretation of the C&Rs serves Fairfield Glade’s long-term interests is a question many residents may wish to consider.
As part of the lawsuit, the Declarant has asked the court to issue a temporary restraining order and temporary injunction to stop the paving project while the case proceeds. A hearing was originally scheduled for July 24, and counsel for Zurich and the Declarant agreed that Zurich would not resume construction before that hearing. However, the hearing did not go forward because it was not properly scheduled.
The hearing has now been reset for August 18 at 9:00 a.m. in the Chancery Court at the Cumberland County Justice Center, 60 Justice Center Drive, Crossville, Tennessee.
As with any pending litigation, the court has not yet ruled on the merits of the parties’ claims.
Click here for Declarant’s Complaint
Click here for the Declarant’s Application for a TRO and Injunction
Click herefor Declarant’s Memorandum in Support of Injunction
Click here for Agreed Order Preserving the Status Quo until Hearing on Injunction
Click here for Notice of Filing Declaration of Isaac Zuercher and Declaration
Click here for Zuercher’s Declaration
Click here for Zuercher’s Statement in Advance of July 31 Status Conference
Click here for 2022 Email to Isaac Zuercher stating that “Looney” is the law firm representing the Declarant. Kenneth Chadwell, the Board’s attorney, is a named partner in the firm of Looney, Looney, Chadwell & Hamby, PLLC.
Change in Sewer Policy – The Sewer Policy, and the Board’s recent changes to it, may seem complex at first glance. For residents who have sewer access, it’s easy to assume this is a “problem that doesn’t affect me.” In reality, it does, and here’s why:
1. Lots with sewer access, even those within 300 feet of an existing sewer line, are no longer guaranteed connection.
2. Property classifications have effectively been downgraded. “A” lots within 300 feet of a sewer are now treated as “B” lots, and “B” lots are now treated as “C” lots.
3. Sewer installation has alway been an independent decision of the Board. Sewer installation is now limited to paved roads. Because the Declarant controls where roads are paved, he has significant control over where sewers are installed.
4. Taken together, these changes, and their cascading effects, pose a serious risk to the continued growth, development, and long-term viability of Fairfield Glade. Click here for more information,
Attorney General Investigation – On March 31, 2026, the Attorney General for the State of Tennessee sent a letter to the Club’s legal counsel, Kenneth Chadwell, stating that it had begun a formal investigation and wanted three-years worth of financial, governance, and other documents. On April 23, 2026, three weeks later, Board President Greg Jones shared an announcement of the investigation with those in attendance at the monthly board meeting. Disclosure of the AG’s investigation has not yet been shared by Jones with the rest of the community. Click here for more information.
Board Member Mary Kay Jacobsen’s Resignation – On November 12, 2025 Director-at-Large Mary Kay Jacobsen sent an email to the Board resigning her position as a director, and also as Board treasurer, effective immediatly. It has been reported that she left the State for time away in Southern Florida. She continues to sit on the Board, oversee the Club’s financial transactions, and votes on issues critical to the Club, including the controversial changes to the Sewer Policy. The Board has either refused or elect not to, present evidence of her reported resignation and formal reinstatement.
According to our Byalws, section 4.11, (a) A director may resign at any time by delivering written notice to the Board of Directors, the President or Secretary.
(b) A resignation is effective when the notice is given unless the notice specifies a later effective date.
According to our Covenants and Restrictions, IV, Section 4.11, (a) A director may resign at any time by delivering written notice to the Board of Directors, the President or Secretary.
(b) A resignation is effective when the notice is given unless the notice specifies a later effective date. Click here for more information.
Who's Really Shaping our Growth Policies?
That’s a question whose answer should be of concern to all members. Is it JT Smith, the Construction Manager for Tom Anderson’s Fairfield Glade Homes? Someone who sits on the Architectural Control Committee? Click here to view
Documents and emails reflecting his influence over sewers (see the Sewer Policy page), new home requirements, and even the denial of a FCC homeowner who wants to build, and pay for, his own road.
Click here for the draft of the “Roads Fact Sheet” which appears to serve as the foundation for a “Memo of Understanding” with the County. Understand that the Declarant’s Construction Manager is JT Smith.
Click here for minutes of the April 2 Government Relations Committee directed to work on an agreement with the County regarding roads in Fairfield Glade.
Click here for minutes of the April 16 Government Relations Committee directed to work continue to work on an agreement with the County regarding roads in Fairfield Glade.
Confidential C-lot Agreement
For over a year, members have been asking a simple question. “What’s in the ‘confidential’ C-lot agreement between the Community Club and the Declarant.
Click here for a detailed analysis of the significant risks imposed upon the Club and its members by the agreement. And you can (finally) read the full 11-page agreement by clicking here.